SBA 7(a) are the most common up to $5,000,000 can be used for working capital, to refinance debt, or to buy a business, real estate, or equipment.
SBA Microloans up to $50,000 up to 6-year terms.higher rates (8% -13%) than other SBA loans. The SBA issues Microloans through nonprofit, community-based organizations. cannot be used to refinance debt or purchase real estate
SBA Export loans are designed to fund new exporting operations and offer cash flow solutions to small business so they can be more flexible with the terms they offer their international customers
CAPLines are lines of credit to meet short-term and seasonal working capital . with 5 types of lines of credit. can be fixed or revolving, with max term of 5 years, and otherwise adhere to SBA 7(a) rules
CDC / SBA 504 loans combine a convine a nonprofit CDC with a bank loan a to create a long term, low rate loan up to $20,000,000 for purchase of owner occupied commercial real estate and heavy equipment
SBA Disaster loans small businesses and organizations located in a declared disaster zone and suffered damage to property, businesses with economic losses due to a disaster, and businesses that lose a key employee who is a military member and is called to active duty