SBA 7(a) are the most common up to $5,000,000 can be used for working capital, to refinance debt, or to buy a business, real estate, or equipment.
SBA Microloans up to $50,000 up to 6-year terms.higher rates (8% -13%) than other SBA loans. The SBA issues Microloans through nonprofit, community-based organizations. cannot be used to refinance debt or purchase real estate
SBA Disaster loans small businesses and organizations located in a declared disaster zone and suffered damage to property, businesses with economic losses due to a disaster, and businesses that lose a key employee who is a military member and is called to active duty
CAPLines are lines of credit to meet short-term and seasonal working capital . with 5 types of lines of credit. can be fixed or revolving, with max term of 5 years, and otherwise adhere to SBA 7(a) rules
CDC / SBA 504 loans combine a convine a nonprofit CDC with a bank loan a to create a long term, low rate loan up to $20,000,000 for purchase of owner occupied commercial real estate and heavy equipment