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                                                                      SELF BUILD CONSTRUCTION LOAN


This program is designed for Borrowers who are acting as their own general contractor to construct a residential property.


  • Borrower acts as own General Contractor (No site supervisor required)

  • Loan amounts from $100,000 to $3,000,000

  • Loan amounts up to 90% of the appraised value for loans of $425,000 or less and 80% for loans over $425,000 on single family, owner occupied, full income documentation. (Cross collateralization allowed on other properties, if needed, for maximum or greater loan amounts)

  • Land purchase may be included in the construction loan, up to 75% of the lot purchase price

  • Foreign Nationals are eligible for this program

  • Deal directly with the Loan Officer/Underwriter

  • Fast pre-qualification, typically within 3 to 5 business days

  • Closing typically within 21+/- days subject to receipt of required documentation

  • Loans are available to Borrowers with excellent to less than perfect credit

  • Flexible draw schedules

  • 1 to 4 family homes, see Multi-Family for more than 4 units

  • 12 month construction term

  • Interest only payments based on funds advanced

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