July 24, 2025
How to Structure a Commercial Real Estate Refinance in 2025
Rate strategy, cash-out limits, and the underwriting metrics lenders care about most this year.
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Your Partner In Real Estate Investment
Secure Funding For Your Business
Commercial real estate financing & refinancing with trusted, reliable and efficient service. Loan programs competitively priced with amounts up to $100 Million.
Trusted by 5,000+ businesses nationwide
$100M
Max Loan Amount
72 hrs
Funding Speed
85%
LTV Available
20+ yrs
Lending Experience
Most Popular
Business Financing Solutions
Customized to your unique needs — explore our range of commercial loan programs built for investors and business owners.
How It Works
3-Step Simplified Process
From your first conversation to funds in your account — fast, simple and transparent.
01
Step 1: Apply Online
No obligation, FREE consultation. Tell us about your scenario in our quick online form.
02
Step 2: Quick Processing
Every application is processed on priority by our experienced underwriting team.
03
Step 3: Get Funded
Receive your funds within 72 hours or even less once approved.
72 hrs
or less to get funded once approved
Why Choose Us
LTR Capital Partners
We provide commercial real estate finance for investment properties as well as funding to small, medium and large businesses. As one of the premier mortgage service providers in the United States, we offer financing for all kinds of investment properties — commercial, industrial, multi-family, mixed-use and more.
Our unique approach allows us to close quickly and securely on real estate investments, even when conventional lenders turn you away.
Speed
Fast approvals and funding within 72 hours. We move as quickly as your deal demands.
Reliability
Our reputation as a hard money / private money lender is built on delivering when it counts.
More Programs
Commercial, SBA, fix-n-flip, bridge, apartment, equipment and more — the right tool for every scenario.
20+
Years Experience
$2B+
Funded to Date
50
States Served
5,000+
Businesses Helped
Who We Serve
Clients We're Privileged to Serve
We finance a broad range of property types across all 50 states.
Apartment / Multi-family
5–20 Units, 21+ Units
Retail Properties
Store, Clothing, Electronics
Hotels & Motels
Hospitality financing
Health Care Facilities
Assisted Living, Hospital
Industrial Buildings
Manufacturing, Warehouse
Office Buildings
Business Condos, High Rise
Gym / Health Club
Fitness center financing
Construction
New & Renovation
Special Use Properties
Car wash, Ice cream shop
Auto (Real Estate)
Dealerships, Parking Garages
Medical
Clinic, Rehabilitation Center
More Properties
Church, Historic Rehabs
Testimonials
What Our Clients Are Saying
“LTR Capital closed my 24-unit apartment acquisition in under three weeks when two banks had already turned me down. Professional, fast, and true to their word.”
MR
Marcus Reed
Multifamily Investor, TX
“The fix-n-flip program was exactly what I needed. Draws were fast and my rep was reachable at every step. I'm already on my third project with them.”
SD
Sofia Delgado
Fix & Flip Investor, FL
“I needed working capital fast for inventory. No collateral, no headaches — funded in two days. Highly recommend LTR Capital Partners.”
JT
James Thornton
Retail Owner, GA
“They understood my special-use property when nobody else would. Great communication and a smooth close. A genuine lending partner.”
AH
Aisha Hassan
Healthcare Facility Owner, NY
Free Resources
Tools & Guides
Everything you need to navigate the lending process — written in plain English by experienced lending professionals.
Insights
Financing News & Tips
July 17, 2025
Hard Money vs. Bridge Loans: Which Is Right for You?
A plain-English breakdown of when speed, leverage, and exit strategy should drive your choice.
Read MoreJuly 10, 2025
5 Things That Speed Up Your Fix-N-Flip Approval
From ARV documentation to contractor bids — the file details that get you funded faster.
Read MoreReady to Get Funded?
Tell us about your scenario and our team will match you with the right loan program. No obligation, free consultation — funding in 72 hours or less.
