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                                                                 MULTIFAMILY 2-4 UNITS


This program is designed for Borrowers who are constructing a 2 to 4 family residential owner occupied property. If you are building for investment and do not intend to occupy the property, please see our Commercial Constructionprogram guidelines. 


  • Self Build available 

  • Loan amounts from $100,000 to $2,500,000 

  • Loan amounts up to 75% of the appraised value (Cross collateralization allowed on other properties, if needed, for maximum or greater loan amounts) 

  • Borrower must have a minimum of 25% to put down towards the land purchase/subject property acquisition. 

  • Foreign Nationals are eligible for this program 

  • Deal directly with the Loan Officer/Underwriter 

  • Full and limited documentation programs available. Limited documentation for non-owner occupied and commercial only. 

  • Fast pre-qualification, typically within 3 to 5 business days 

  • Loans are available to Borrowers with excellent to less than perfect credit 

  • Flexible draw schedules 

  • 12 month construction term. An option to extend the term may be granted based on Borrower's performance under the Loan Agreement. 

  • Interest only payments based on funds advanced

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